Saturday, March 17, 2012

Buying Silver and Gold: Vital Things You Really Should be Aware of ...

For those interested in buying gold and silver, a diverse array of choices exist. Physical precious metals, shares of stocks from companies who mine these from the earth, exchange traded funds, e-gold currencies, and futures and options contracts. But if you want to know what the best investment vehicle is among all these, the answer has to be real metals hands-down.

There are many who don?t necessarily adhere to this perspective. They cite a plethora of reasons why physical gold and silver are not sound investment ideas. Physical metals are more expensive to acquire, for one, compared to some non-physical precious metals investment vehicles. You can buy portions of an ounce, for example, with gold and silver exchange traded funds. The aggressive speculator can also gain control over a large portion of gold for a considerably small amount of money when buying gold futures and options.

Storage is also a thorny issue when it comes to buying physical gold and silver. Whether you store it at home or in a third-party vault that offers maximum security, you need to spend for it. In addition, you will also have to factor in the cost of insurance-something that you really need to get when you own something as precious as gold.

Transporting the gold to and from the storage area to another also poses a security risk on the part of the seller and the buyer. There are always bad elements around who know the value of these precious metals who would seek to steal these. Indeed, you put not only your physical gold or silver bar or coin on the line when you bring these to the street, you are also exposing yourself to danger as well.

But no matter what the negatives are, physical metals are better investments than paper claims. This is because they hold that element of tangibility. Although you can buy shares of stocks in mining companies, futures contracts and options contracts, and gold ETFs that certify that you hold a certain quantity of gold that is still to be mined or are stored in a bank somewhere, you do not know if such a metal really exists. In the event that economic or political turmoil erupts, history has shown that it is the small investor who stands to lose not only his initial investment but his gold and silver as well.

Yes, there is truth to the fact that dollar-denominated assets double or even triple in value within a short period of time. On the other end of the spectrum, physical gold and silver do not take such a rapid rise; they may even depreciate in certain economic conditions or when you fail to store it right. But this appreciation is not for the long-term. Investments that depend on fiat money naturally lose their value as currency gets devaluated. Physical gold and silver, meanwhile, will remain valuable because they are inherently precious.

The liquidity of physical gold and silver is the ultimate reason for choosing physical metals over mere gold certificates. They might be a bit bulky to store but when your other dollar-backed investments begin to lose ground, you will be thankful that you decided to buy physical gold and silver.

Also, you should definitely have a look at Gold Money, it is a convenient way to invest in gold and silver on the Internet. Read this article on Gold Money storage fees for more details.

Source: http://www.123designer-jewelry.com/gold/buying-silver-and-gold-vital-things-you-really-should-be-aware-of/

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